Multiple ways to pay and get paid

All the payment methods your customers expect

Discover a comprehensive range of secure and convenient payment options designed to help your business accept payments seamlessly across multiple channels.

Card payments

Credit & Debit cards

Debit and credit card payments made simple

Accept payments from all major debit and credit cards with our secure, user-friendly payment gateway. We ensure smooth transactions every time.

Maximise conversion with the most familiar way to pay

Instant authorisation so you can fulfil orders faster

3D Secure shifts liability and reduces fraud/chargebacks

Lower fees for debit card transactions

Bob Pay checkout screen for a R2,650.00 purchase showing credit or debit card payment form with Visa Secure and Mastercard ID Check logos.

Banks and payment apps

Bob Pay checkout screen for a R2,650.00 purchase showing PayShap payment option, prompting the user to enter a ShapID or Standard Bank account number.

Instant payments with PayShap

PayShap offers a fast, secure way to transfer money directly between bank accounts. Enjoy instant, low-cost transactions for your business.

Real-time confirmation 24/7, including weekends and holidays

Low fees

Bank-authenticated account-to-account payments reduce fraud and disputes

Pay-by-request provides a convenient, streamlined user experience

Automatic reference matching simplifies reconciliation

Seamless payments for Capitec customers

Leverage Capitec Pay to provide a streamlined payment experience for Capitec account holders, enhancing convenience and transaction speed.

Approvals inside the Capitec app drive trust and completion rates

Strong customer authentication lowers fraud and chargebacks

Instant confirmation allows faster fulfilment

Consistent references for painless reconciliation

Bob Pay checkout screen for a R2,650.00 purchase showing Capitec Pay verification, prompting the user to enter their linked mobile number.
Bob Pay checkout screen for a R2,650.00 purchase showing Absa Pay verification, prompting the user to enter their Absa account number.”

Empower Absa customers with seamless payments

Absa Pay allows for quick and secure transactions for Absa account holders. Enhance your customer experience with instant payment capabilities.

Approvals inside the Absa app drive trust and completion rates

Strong customer authentication lowers fraud and chargebacks

Instant confirmation allows faster fulfilment

Consistent references for painless reconciliation

Nedbank payment verification screen prompting users to enter ID or passport number for secure authentication.

Nedbank Direct EFT

Nedbank Direct EFT offers a fast and efficient way for customers to make payments directly from their bank accounts. Enjoy the benefits of instant processing and enhanced security with every transaction.

Approvals inside the Nedbank app drive trust and completion rates

Strong customer authentication lowers fraud and chargebacks

Instant confirmation allows faster fulfilment

Consistent references for painless reconciliation

Electronic funds transfer

Bob Pay checkout screen displaying a payment of R2,650.00 with bank selection options including Absa, FNB, Nedbank, Standard Bank, Capitec, Investec, Discovery, Bank Zero, and Tyme Bank.

Fast and secure instant EFT payments

Instant EFT provides a quick and secure way for customers to transfer funds directly from their bank accounts. Enjoy the benefits of immediate processing and enhanced security with every transaction.

Immediate payment confirmation — no proof-of-payment chasing

Irrevocable transactions with no chargeback exposure

Auto-reconciliation with order references saves back-office time

Effortless electronic funds transfer solutions

Electronic Funds Transfer (EFT) offers a direct and efficient way to move money between bank accounts. Enjoy quick processing times and enhanced security for every transaction.

Near real-time payment confirmation based on patented POP verification

Suits high-value or B2B orders where buyers prefer traditional transfers

Clear bank audit trail with your reference for simple reconciliation

Bob Pay checkout screen displaying a payment of R2,650.00 with bank selection options including Absa, FNB, Nedbank, Standard Bank, Capitec, Investec, Discovery, Bank Zero, and Tyme Bank.

Scan to pay

Bob Pay checkout screen for a R2,650.00 purchase showing Scan to Pay option with QR code and supported bank logos including Absa, FNB, Nedbank, Standard Bank, and Capitec.

Simplified Payments with Scan to Pay

Scan to Pay offers a quick and efficient way for customers to complete their transactions using QR codes. This method ensures reliability and enhances the overall payment experience.

Frictionless mobile checkout that cuts cart abandonment

Works with major banking and QR apps with broad customer reach

No typing of card or account details reduces errors and support tickets

Real-time confirmation

Account balance

Bob Pay checkout screen showing a payment of R650.50 for Reso2.0 Sneakers using account balance, with remaining balance of R1,480.00.

Effortless account balance management for merchants

Our account balance options provide a seamless experience for both customers and merchants. Easily track and manage your funds, ensuring smooth transactions and enhanced cash flow.

Instant, guaranteed payment within the Bob ecosystem

Effortless refunds/partials back to the same balance with fewer support touch points

Funds remain within the Bob ecosystem, reducing fees and accelerating

No bank or card data at checkout resulting in enhanced safety and security

Laptop screen displaying the Bob Pay merchant dashboard with payment analytics, showing total payments received, average payment amount, and a line graph of daily transactions.

Start accepting payments today

Join thousands of South African businesses experiencing faster, more secure online payments.