Competitive pricing
No monthly fees.
Only pay per transaction
With Bob Pay, you’re never charged a monthly subscription. You only pay when you get paid, with capped fees on select payment methods to keep costs predictable and transparent.
Tier 1
<R500k
Per month
For smaller businesses and startups processing under R500k per month.
Tier 2
R500k-R1m
Per month
For growing businesses with mid-range volumes.
Tier 3
>R1m
Per month
For established merchants handling high yearly transaction volumes.
Cards
Debit / Cheque card
1.95%
1.90%
1.85%
Credit Card
2.70%
2.65%
2.60%
Foreign Cards
3.10%
3.10%
3.10%
Electronic Funds Transfer (EFT)
Instant / Manual EFT
1.50%
*Max Fee R15.00
1.40%
*Max Fee R14.00
1.30%
*Max Fee R13.00
Banks and Payment Apps
PayShap
1.50%
*Max Fee R15.00
1.40%
*Max Fee R14.00
1.30%
*Max Fee R13.00
Capitec Pay
1.50%
*Max Fee R15.00
1.40%
*Max Fee R14.00
1.30%
*Max Fee R13.00
Absa Pay
1.50%
1.40%
1.30%
Nedbank Direct EFT
1.50%
1.40%
1.30%
Scan & Pay
Scan to Pay
2.70%
2.65%
2.60%
- All rates exclude VAT
- Tier-based pricing based on total monthly transaction value via Bob Pay
- No joining fee
- No subscription fee
- No fixed transaction fee
- R5.00 (excl. VAT) fixed payout fee (FREE for payouts over R20 000)
- A flat fee of R2.50 (excl. VAT) is charged for each refund
- R150 (excl. VAT) for each chargeback enquiry
- Bob Go merchants with a paid subscription plan (Starter, Advanced or Premium) automatically qualify for the next (higher) tier
- Use your Bob Pay balance to top up your Bob Go account
Start accepting payments today
Join thousands of South African businesses experiencing faster, more secure online payments.