The simple, secure way
to get paid online
Accept payments with ease.
Competitive rates, no monthly fees, built for South African businesses.
No set up fees. No monthly subcription. Pay per transaction.

2,000+
South African merchants
R900m+
Processed annually
99.9%
Platform uptime
Why Bob Pay
Built for South African merchants
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Banking partners
Backed by South Africa’s leading banks

Payment methods
Accept every way your customers want to pay
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Pricing
Transparent, tier-based rates
Payment Method
Tier 1
Tier 2
Tier 1
Debit / Cheque card
1.95%
1.90%
1.85%
Credit Card
2.70%
2.65%
2.60%
Foreign Cards
3.10%
3.10%
3.10%
Apple Pay/ Google Pay
2.70%
2.65%
2.60%
Instant / Manual EFT
1.50%
*Max Fee R15.00
1.40%
*Max Fee R14.00
1.30%
*Max Fee R13.00
PayShap/ Capitec Pay
1.50%
*Max Fee R15.00
1.40%
*Max Fee R14.00
1.30%
*Max Fee R13.00
Absa Pay/ Nedbank Direct EFT
1.50%
1.40%
1.30%
Scan to Pay
2.70%
2.65%
2.60%
- All rates excluded VAT
- Tier-based pricing based on monthly transaction value via Bob Pay
- No Joining fee
- No subscription fee
- R5.00 (excl. VAT) fixed payout fee (FREE for payouts over R20 000)
- R150 (excl. VAT) for each chargeback enquiry
- Bob Go merchants with a paid subscription plan (Starter, Advanced or Premium) automatically qualifyfor the next (higher) tier
- Use your Bob Pay balance to top up your Bob Go account
- R5.00 (excl. VAT) fixed payout fee (FREE for payouts over R20 000)
- No fixed transaction feeNo subscription fee
- A flat fee of R2.50 (excl. VAT) is charged for each refund
Ship smarter, pay less
Use your Bob Pay balance to top up your Bob Go account directly.
Compare courier rates from SA's top providers on one dashboard.

What merchants say
Transparent, tier-based rates

Ready to connect Bob Pay to your business?
Join thousands of South African businesses experiencing faster, more secure online payments.



