The simple, secure way
to get paid online

Accept payments with ease.
Competitive rates, no monthly fees, built for South African businesses.

Download  brochure
No set up fees. No monthly subcription. Pay per transaction.
2,000+

South African merchants

R900m+

Processed annually

99.9%

Platform uptime

Why Bob Pay

Built for South African merchants

Banking partners

Backed by South Africa’s leading banks

Payment methods

Accept every way your customers want to pay

Pricing

Transparent, tier-based rates
Payment Method
Tier 1
Tier 2
Tier 1
Debit / Cheque card
1.95%
1.90%
1.85%
Credit Card
2.70%
2.65%
2.60%
Foreign Cards
3.10%
3.10%
3.10%
Apple Pay/ Google Pay
2.70%
2.65%
2.60%
Instant / Manual EFT
1.50%
*Max Fee R15.00
1.40%
*Max Fee R14.00
1.30%
*Max Fee R13.00
PayShap/ Capitec Pay
1.50%
*Max Fee R15.00
1.40%
*Max Fee R14.00
1.30%
*Max Fee R13.00
Absa Pay/ Nedbank Direct EFT
1.50%
1.40%
1.30%
Scan to Pay
2.70%
2.65%
2.60%
  • All rates excluded VAT
  • Tier-based pricing based on monthly transaction value via Bob Pay
  • No Joining fee
  • No subscription fee
  • R5.00 (excl. VAT) fixed payout fee (FREE for payouts over R20 000)
  • R150 (excl. VAT) for each chargeback enquiry
  • Bob Go merchants with a paid subscription plan (Starter, Advanced or Premium) automatically qualifyfor the next (higher) tier
  • Use your Bob Pay balance to top up your Bob Go account
  • R5.00 (excl. VAT) fixed payout fee (FREE for payouts over R20 000)
  • No fixed transaction feeNo subscription fee
  • A flat fee of R2.50 (excl. VAT) is charged for each refund

Ship smarter, pay less

Use your Bob Pay balance to top up your Bob Go account directly.
Compare courier rates from SA's top providers on one dashboard.

What merchants say

Transparent, tier-based rates

"Payouts land in our account within 24 hours. Cash flow has never been healthier."
Man sitting and smiling in a casual setting, wearing a light green shirt and tan pants.
Cornel Rautenbach
Braai Master at Vuurtjie.co.za
"No coding required. Installed the Bob Pay app on Shopify and we were transacting that same afternoon."
Man with a beard wearing a black hoodie with blue drawstrings and a logo, standing against a white background.
Riaan de Klerk
Founder of The Outpost Supply
“Competitive pricing and no hidden fees. Transparent and fair.”
Man wearing sunglasses and a dark shirt standing outdoors on a wooden deck with a modern building in the background.
Stephan Naude
Co-founder of The Soul Garden
"From onboarding to daily queries, the support team has been consistently fast and efficient. Bob Pay provides the gold standard for support in the payments industry."
Portrait of a smiling woman with long brown hair wearing a teal top, against a neutral background.
Maricelle Immelman
Owner of Heckin Nutrition
Laptop screen displaying the Bob Pay merchant dashboard with payment analytics, showing total payments received, average payment amount, and a line graph of daily transactions.

Ready to connect Bob Pay to your business?

Join thousands of South African businesses experiencing faster, more secure online payments.